Tag Archives: College

How to Get Financial Aid for College Education for Single Mothers

Single mothers and mothers in the US can provide their family and children with a better future by securing a higher paid job. Well, this is possible only with the right kind of degree in hand earned at colleges. However, the road to success through education is quite tough as the costs associated with the higher studies at colleges are quite high, forcing many single mothers in the US to drop their higher studies in midway. High expenses apart, the additional crises of debt burden are there too, making college education an out of reach substance for single moms and mothers. Yet, there is a hope as the Obama administration has revamped grant programs for women, especially for single mothers or moms. This initiative has been taken towards empowering women and single mothers in the US so as to find them a better opportunity and make their lives better, leaving past the adversities behind.

The Obama Single Mother Grant is one of the best ways to help with college bills to avoid financial crises. Single mothers or mothers from low-income or no-income households can receive up to $5,000 as an educational benefit through The Federal Pell Grant program, also known as the Single Mother Grant. The US Department of Education monitors the entire program and pays out the financial assistance for higher studies for mothers through state-run organizations, participating colleges, action community agencies, charitable organizations and non-profit organizations. Always remember that female participants can easily receive free financial assistance through Obama approved government grant compared to male participants.

Considering Pell Grant, it is a need-based program; hence, it always aims at favoring the needs of single mothers. The federal Pell Grant offers you a great opportunity to escape the higher repayment rates of loans. Besides, it does not have to be repaid like loans. Earlier known as Basic Education Opportunity Grants (BEOGs), Pell Grant offers around $5,500 to the eligible single mothers for college tuition fees, as well as study materials and housing expenses.

How to Apply for the Federal Pell Grant

Remember, you are not entitled to receiving the Pell Grant for more than one college you want to pursue your higher studies. In order to receive the financial assistance, it is essential to complete the Free Application for Federal Student Aid, or (FAFSA). A proper application process is not complete without the filing of FAFSA. Once the FAFSA is filed, your financial needs are evaluated based on the information provided on the FAFSA. After the FAFSA gets processed, you are likely to receive a Student Aid Report, containing your eligibility for the Federal Pell Grant.

If you are interested, you can contact your state agency to apply for the Pell Grant or visit https://fafsa.ed.gov/options.htm to apply online. Though it is a time-consuming process, benefits for college education earned through Pell grant is matchless.

Earning A GED Diploma Qualifies You For College Education And Better Career Options

People who haven’t earned a high school diploma are often presented with limited opportunities. That is, they couldn’t get a better income-earning job, pass for a promotion or go to college. If you happen to be part of this statistics, you have an option to pull yourself out of the rut you are stuck in, and that is taking the GED test and acquiring a GED diploma.

While it’s true that a GED diploma isn’t as strong as a high school diploma, it’s better than having nothing at all. You may be a dropout who hasn’t and could not finish high school. Are you thinking about taking the GED test? That may be a good decision, especially as you mull over the benefits of passing the GED test. Here are 4 of them:

It presents an alternative to studying in a traditional school. In many cases, individuals find it difficult to finish highschool. Thus, they drop out and are not able to finish their secondary education. Not having a highschool diploma can have one stigmatized. He or she tends to be not accepted when applying for a decent job and cannot pursue further education, such as that in college. But you shouldn’t think that you’re hopeless if you’re in the same situation. You can make the decision to move on and make your life better by taking the GED test. Then can you obtain your GED diploma which is equivalent to a highschool diploma. With it, you can catch up and get ahead in life. The average age of GED test-takers is 26, according to a recent report of the GED Testing Service. Most of the people who take the GED test have been out of school for 10 years or so. These are the individuals who have strived to “complete” their high school education by taking the GED test.

You can avail of better employment opportunities. Employers often discourage high school drop outs from applying in their companies. They also want to make sure that their applicants possess reliable skills to contribute to their businesses. And so they require the latter to hold a high school diploma or an equivalent of it. The Bureau of Labor Statistics has indicated that a GED diploma can qualify you for a full-time employment than if you don’t have one. Unemployment rate for those without diplomas reach 12.7 percent while only 8.3 percent of those with diplomas are without jobs. A GED diploma may not be literally required to advance in a job, but the knowledge, skills learned and the hard work of a GED earner may qualify them for a promotion.

There are better opportunities to earn more. A GED diploma may not hold the same value as a high school diploma, but the U.S. Census signified that GED diploma holders earn $3,100 a month on the average- $700 higher than those who had some high school education and $1,000 more than workers who had elementary level of schooling. Getting the GED is an educational experience where you acquire more knowledge and learn hard work. You’ll likewise gain know-how pertaining to your skills. These could have you hired for a higher income job, or advance in the workplace by way of a promotion.

Advance in your education. “Barron’s GED: High School Equivalency Exam” has cited that a GED diploma is a major requirement when it comes to gaining admission to technical schools, colleges, as well as participating in career training programs. You may already be employed, but without a GED diploma, you aren’t likely to be able to avail of further trainings and certifications that are necessary for you to progress in your company.

Knowing these benefits of passing the GED can motivate you to take the test and get hold of your diploma. You can move on and get ahead in life even if you’re a high school dropout by making the choice to take that one crucial step. Your capability and aptitude signified by your GED diploma can help you change your life for the better.